Choose the Checking Account for Your Needs
Not everyone has the same needs from their checking account. Whether you're looking for a checking account with no fees or one that allows you to earn interest on your balance, you have options at Community State Bank. We offer six checking accounts for you to choose from, each built with their own features to appeal to your unique needs. Stop into one of our offices to speak with our team about which checking account will work best for you and start the process of opening an account.
Your Checking Account Options at Community State Bank
Account Type | Minimum Opening Balance | Minimum Balance to Avoid Fee | Fees | Other Requirements | Benefits |
|---|---|---|---|---|---|
Community Checking | $100 | $200 | $5 maintenance fee per statement cycle if minimum balance and other requirements not met | One finalized direct deposit required per statement cycle | SHAZAM® Debit Card |
Basic Checking | $100 | $500 | $4 maintenance fee per statement cycle | None | SHAZAM® Debit Card ATM Network |
Economy Checking | $100 | None | $3 maintenance fee per statement cycle | None | SHAZAM® Debit Card ATM Network |
Student Checking | $100 | None | None | Must be under 21 (On account holders 21st birthday, account automatically converts to Economy Checking Account) | SHAZAM® Debit Card ATM Network |
Senior Checking | $100 | $100 | $4 minimum balance fee per statement cycle | Must be age 62 or older | SHAZAM® Debit Card ATM Network |
Interest Checking | $1,000 | $1,000 | $10 minimum balance fee per statement cycle | None | Interest-bearing ATM Network |